Unlock Your Financial Potential with AYSA's Expert Guidance

Our dedicated team is here to guide you towards financial success. Discover personalized solutions that cater to your unique needs and aspirations.

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Established Trust with over 1000+ satisfied clients!

Our Trusted Partners

Approve You SA is a leading sourcing company that specializes in providing a wide range of goods and services to various industries. With a focus on retail, business, and property development sectors, we offer high-quality products and solutions tailored to our clients' specific needs. Partnering with industry leaders, AYSA delivers cutting-edge financial solutions tailored to your needs whether it be business or home financing. Our commitment to excellence ensures you receive the best guidance on your financial journey. Reach out to us today and take the first step towards fostering your financial growth with confidence.

Service Offering

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Home loan finance

At Approve You SA, we are committed to ensuring that the financing process is not only seamless, but also informative, providing you with peace of mind every step of the way. Don't hesitate – reach out to our team of experts today and experience a level of service that prioritizes your ease and confidence.

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Business Finance

At Approve You SA, we understand that applying for business finance can feel daunting. That's why we've teamed up with a group of esteemed Chartered Accountants to alleviate your concerns. Reach out to us today and take the first step towards fostering the growth of your business with confidence.

What Our Clients Have to Say

Tebogo Monareng

Thank you Charles Cader and AYSA, for helping us secure a home for our growing family, alongside the continuous communication and patience you have shown us. One of the best services we have received, we could not ask for more.

Itumeleng Mabulana

I would like to extend my greatest appreciation for your service. Especially for going an extra mile despite the initial rejections. May you continue doing great in helping others. you re a great man Charles, may the good Lord bless you you abundantly

Mukoni Munzhedzi

I would like to express my deepest appreciation for all your hard work in helping me secure the loan. I’m really grateful for your commitment and patience, even though my profile or credit score was not the best. I was really starting to worry thinking we’d never get an offer but as promised, you delivered. Thank you so much for the time and effort you put into this.

Loretta Kgatla

Thank you very much for your patience and assistance with our bond application

Edgar Nche

Brother you are truly a legend and blessing at what you do

Natasha Smith

Thank you so much. It finally happened. It's been a journey for sure. Your service and guidance has been outstanding.

Mohale Molefe

Hey Charles, this is wonderful news man!! All thanks to your magic

Busiswa Gxina

Thank you so much Charles,i am so pleased with the service I received from you. I really appreciate your efforts to help me get my home

Bond Calculator

Determine the home loan amount you are eligible for and estimate your monthly repayment amount.

Prime Interest Rate: 11.75%

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*The calculators on this website are designed solely to offer an estimate of calculated amounts. As AYSA lacks influence over the data and variables input by users, the results generated by the calculators are not considered binding on AYSA.

Frequently Asked Questions

Home loan finance

What should I consider before buying a home?

Before buying a home, consider factors such as your budget, location preferences, the size and type of home you need, and the amenities that are important to you. Additionally, it's important to factor in upfront cost such as attorney fees and taxes and ongoing costs such as insurance, maintenance expenses.

How does the home buying process work?

The home buying process typically involves getting pre-approved for a mortgage, working with a real estate agent to find and view properties, making an offer, and then going through the negotiation and closing process. It's important to conduct due diligence, including home inspections and reviewing all paperwork carefully before finalizing the purchase.

What are the advantages of owning a home?

Owning a home can provide stability, potential for equity appreciation, and the freedom to customize and make improvements to your living space. Additionally, home ownership offers potential tax advantages and the opportunity to build long-term wealth through property ownership.

Business finance

What types of financing options are
available for my business?

There are several financing options available for businesses, including traditional bank loans, lines of credit, small business administration (SBA) loans, equipment financing, invoice financing, venture capital, angel investment, and crowdfunding. The best option for your business will depend on your specific needs, financial situation, and goals.

What documents and information
will I need to apply for financing?

When applying for business financing, you'll typically need to provide documents such as business financial statements, tax returns, business plans, cash flow projections, personal and business credit reports, and legal documents such as business licenses and registrations. Lenders will also want to see information about your business's industry, market, and competition.

How can I improve my chances of
getting approved for financing?

To improve your chances of getting approved for business financing, it's important to have a strong business plan, a well-organized and accurate set of financial documents, a good personal and business credit history, and a clear understanding of how the funds will be used. Building relationships with lenders and demonstrating your business's profitability and potential for success can also increase your chances of securing financing